First Time Buyer

Buying your first home is an exciting and daunting prospect.  Mainly Money Matters in Birmingham are expert mortgage brokers who give straight-forward, independent advice to help first time buyers get on the property ladder and ensure the process is smooth and stress-free. Our mortgage calculator can help you to find out how much you can borrow, by asking you a few simple questions such as income and outgoings, and taking into account affordability and the potential impact of future interest rate rises.

Why choose us?

  • We will assist you through the whole process and keep you informed from the start to the day you move in
  • We will provide you with independent advice on which type of mortgage would be most suitable for you – ie, fixed rate, discount rate, capped or tracker mortgage
  • We will liaise with lenders and chase any third parties to ensure everything runs smoothly
  • We are experienced mortgage brokers specialising in first time buyer mortgages
  • We have access to exclusive products not available direct from lenders
  • Our friendly team of staff can answer any queries
  • Great customer service is our number one priority
  • Our fees are very competitive
  • We provide a free initial no obligation consultation

We will guide you through all of the options for first time buyers to help you find the most suitable deal including:

  • Government schemes designed to help first-time buyers
  • Thousands of mortgages on the market tailored to first-time buyers
  • Specific deals for first-time buyers through banks and building societies
  • Incentives such as cashback
  • Special offers such as low or no fees and free valuations

Contact us

To find out more about our first time buyer mortgages in Birmingham, call us today to discuss your requirements.

Best Buy Table

These figures are only illustrative. An assessment of your needs will be confirmed before a recommendation can be made. A Key Facts Illustration, which is personal to your circumstances, will be provided if a recommendation for a mortgage product is made.